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Why You Should Hire an Auto Accident Lawyer A skilled lawyer for auto accidents can assist you in obtaining compensation for your medical expenses, lost wages, and property damage. Insurance companies are notorious for decreasing the severity of injury and decreasing the amount they offer to victims. In the case of car accidents, economic damages are the most frequent kind of compensation. Non-economic damage is difficult to quantify. Recovering Compensation after a Car Crash Most states operate under a fault-based system, where the party or company that is responsible for an accident must pay compensation for the damages. This is typically done through insurance policies covering the at-fault party's liability and your uninsured/underinsured motorist coverage (UIM). In addition to medical bills, lost wages, property damage and other losses that are tangible and damages, you may also be eligible for non-economic damages, like suffering and pain and loss of enjoyment of life as well as emotional distress. In rare instances there are punitive damages that can be granted if the driver at fault's behavior was particularly reckless. Although not all car accidents require legal counsel, hiring a lawyer is the best option to handle your claim. auto accident attorney rockford can investigate the accident and collect and organize evidence to demonstrate liability, and negotiate with insurers on your behalf. This frees you up to focus on your physical recovery. An experienced and knowledgeable attorney for car accidents is often necessary in obtaining fair and reasonable settlement offers. Insurance companies often challenge the validity of plaintiff's claims for injuries and downplay the severity of their injuries in an attempt to limit the amount they pay victims. Our lawyers are adept negotiators and have years of experience battling these types of insurance companies to get their clients the maximum compensation possible. Our lawyers have secured millions of dollars for their clients. Proving Negligence You have to prove negligence if you are the victim of a car crash. A personal injury lawyer can help you do this. They will get the police report and, should they be required, they'll go back to the scene of the accident and take photos. They will also speak to witnesses and review any other evidence. In order to prove negligence, you must demonstrate that the person responsible for your injury owed you a duty. This could be based on the ownership or operation of the instrument responsible for injury, the nature of your relationship with the defendant, or the law. Once you've established that there's a existence of a duty it's essential to prove that the defendant did not fulfill that duty. This means that they didn't perform to the standard of reasonable conduct for their circumstances and actions. You must also demonstrate that their breach caused your injury or damage. In law this is known as causation. It is also referred to the concept of proximate causes. This means that the breach caused the injury or damages you sustained. If, for example, the driver crashes their vehicle into yours while you are waiting at a red light, this is clearly a situation of negligent driving. Some injuries are more complex. In these instances it is possible to prove your damages using a concept called indirect causation. Gathering Evidence A car accident case relies on evidence and the more evidence you have, the more persuasive your argument. Witness statements and photos of the scene, damages to both cars, and police reports. The best time to collect this information is at the scene, as it's the most fresh. Most people have a camera on their phones, so it's easy to take photos of the crash site and damaged vehicles. Documenting weather conditions is also a good idea since they could play a part in an accident. Injuries suffered in a car crash are often severe, and it is crucial to seek medical attention as quickly as possible. This is important for your health, but it's vital to determine the severity of your injuries and demonstrating the impact they've had on your life. This will enable you to recover compensation for medical expenses, lost wages, as well as other expenses associated with your injury. Keep a log of all expenses incurred due to the accident. This includes transportation to and from appointments, or hotel stays if your injuries prevented you from travelling. You may also want to include pay stubs and tax returns to prove your financial losses. Negotiating a Settlement Insurance companies usually offer a low initial settlement to car accident victims. They want you to accept the offer without hiring an experienced attorney to pursue the real damages you are owed for your injuries. A seasoned attorney in auto accidents can assist you in negotiating an acceptable settlement that covers all your expenses and losses. They can also assist you to make a claim if your insurance company refuses the offer of a settlement. The insurance adjuster will examine your medical records and other documentation to determine the legitimacy of your claim. It could take a few weeks or even months to receive an amount of money. Keeping a file of digital and physical copies of all documents relating to the crash is highly advised. This will allow your attorney to quickly locate any relevant information in the negotiation process. This will also prevent you from having to submit documents that were previously accessed by the insurance company and later used against you. It is important to stay at a level when dealing with an insurer and not let your emotions take the way of you. It is also important to avoid making remarks that could be taken as admitting guilt. Contact your attorney immediately should the adjuster make accusations. If you've been in negotiations for a long time it could be a sign that you're being rushed into litigation.